My client caused an accident a few years ago. He did not carry Bodily Injury Coverage. Auto Club South was the insurance company for the other driver who was injured in the accident. Auto Club South paid that person $10,000 for their injuries. Auto Club South then asserted its subrogation rights. It stepped into the shoes of the other driver and sued my client to get back the $10,000 it had paid out. This is becoming an increasingly more common type of lawsuit as insurance companies are trying to make/save more money.

My client hired me to handle the case. From the start, we agreed that I would negotiate the payout for him to as little as possible.

The Case:

I have handled many subrogation lawsuits over my career. I had my client fill out a notarized financial affidavit showing all of his assets. The reason why I do this is to show the insurance company that even if they win the lawsuit, they may never collect the full amount of their judgment.

The Result:

I was able to negotiate with the lawyer for Auto Owners South and reach a settlement of $3500. The money was paid in a lump sum balance and the lawsuit was dismissed. My client was happy to be done with the lawsuit and that he saved money.